No doubt they do. But my insurance company also doesn’t want _everyone_ to die. That’d be bad for business. As would hundreds of thousands or millions of claims due to COVID. Look at all the insurance companies that are waiving costs for testing. It’s cheaper for them to eat that cost and help slow the spread via more accessible testing than to deal with the work of millions of hospitalization claims and of course paying out for even a fraction of those.
It sounds so noble to say this. Unfortunately there is also a time to pay that 2 trillion dollars. And then what if you find out you just don’t have it?