[poorman]

Having been part of the Wilmington, NC startup ecosystem for some time at Untappd [1], I'm fairly certain that nCino is a spinoff of Live Oak Bank [2][3]. Also, another spinoff from Live Oak was Apiture [3][4].

[1] http://www.wilmingtonbiz.com/technology/2020/06/19/whats_nex...

[2] https://www.forbes.com/sites/amyfeldman/2016/01/10/fast-grow...

[3] http://www.wilmingtonbiz.com/banking_and_finance/2020/06/22/...

[4] https://www.starnewsonline.com/news/20180502/tech-company-ap...