[smkellat]

All I have done is looked for somewhat stable dividend payers, bought those, and held them until various unpleasant circumstances forced me to liquidate. The service I am using now has good guardrails, nice screeners, very responsive customer service, and I am pretty happy with them. The first one tried to look like it was out of Trading Places and was so confusing that I didn’t manage to make a trade on it before dumping it.

At the least I know I don’t know everything in stocks. I know enough to ask questions when I don’t understand. My account is still set to zero margin and will stay there for the time being.