[dillonmckay]

There was a slumlord in my area that used to buy flood insurance before a major flood, and then put a bunch of broken appliances in the units, prior to the flood, to claim the damages.

[afiori]

That sounds like insurance fraud. At least if that person declared known broken appliances as working I am almost sure it is insurance fraud.

[dillonmckay]

For sure, the guy was a scumbag.