[saghm]

> For credit cards, the number of times you should have to specify which type of card you're entering is literally zero

From what I can recall, the number of times I've had to specific what type of card I have when filling out an online form is zero, because every form I can remember using did autodetect it. I admit I'm fairly young (only have had a card for 10-12 years), but from the amount of frustration you seem to have about this, I feel like you must have run into it much more recently than that.