[geoffw8]

Firstly they're based in London.

(a) is not (entirely) correct. There are literally hundreds of epidemiologists, doctors, NLP engineers, etc that have worked on the models. They are not 20 questions. (I'm definitely not saying its perfect!)

(b) is false. Babylon get paid as any other GP practice does with a fee per patient (on the NHS side). Digital & phone first is GREAT. I've had appointments 7 minutes after opening the app before.

(d) is also not correct, it depends which of their services you use. GP @ Hand is pretty explicit about that being the case - it's the entire value proposition.

If you use the private service (as I do) then you keep your GP (I spoke to mine this morning).

(e) I'm not really sure how this makes it more likely they would have a data leak?

You almost couldn't have got any more of what you said wrong - why the hate?