[quickthrower2]

You first need to decide what your plans are for the future and what your appetite for risk is, if you desire to own real estate one day, or not, etc.

Research all the different ways you can invest it and come to your own conclusions.

Or blow it on a 5 star round the world trip.

Stock market is volatile and is at all time highs during a pandemic, so think about that and only invest if you are prepared to hold for many years to ride out a big crash. Not saying there definitely will be, but it's a risk.

[saluki]

y, I would hold off on investing it till we get a little closer to the end of the pandemic. Now seems like a risky time to invest.

Buy your parents or a mentor something nice.

Buy yourself something nice.

Save the rest and invest once things are more stable.

Congrats!

[quickthrower2]

It is not necessarily "don't invest" but do it with eyes open.

The problem is stocks are valued based on macro factors (interest rates, money supply and demand, lack of anything else good to invest in) and sentiment as much as the intrinsic value of the company itself. So a great company could drop in value if money stops being cheap. Let alone will corona virus cause a depression? People say stock market is not the economy, but who will be spending money on Google Ads in a depression, and if they are, what are they selling and who is buying it?

OTOH this could be a cheap time to buys stocks looking back from 2030.

I think if you can hold for a long time and ride it out it's a good time to buy (is that always the case though?). But a better time than January!