[philipps]

I am not sure what you mean by “average American” but millions of people in this country rely on emergency room visits for their health care needs. I suspect the NHS provides a superior “patient” experience.

[kortilla]

Average usually refers to the mean or median. The uninsured folks you refer do not make up the majority required to reach “average” criteria.

[downerending]

You're not wrong, but here's a big raspberry for those (often the press) that use average to mean median.