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by burlesona
2207 days ago
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The post you replied to was a little snarky, but there is some debate here, a lot of which boils down to financial options and “financial literacy.” For example: > Poor people do have surplus money to save, find Massachusetts Institute of Technology (MIT) economists Abhijit Banerjee and Esther Duflo. Even people living on less than $1 per day spend money on many nonessential items such as alcohol, tobacco, and televisions.2 And when poor people increase their earnings, they spend only two-thirds of their windfall on food. These findings suggest that poor people are not just living hand to mouth; they do have funds to save.
So the question is, what financial products could help the poor lay away some of those funds for the future? Source: http://www.pensiondevelopment.org/documenten/Helping%20the%2... |
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Seems to be a very misguided study.
If you live a supper shitty live then you will try to escape from it and if there is no way to do so practically doing so mentally is a way. Like by drinking, smoking and watching TV.
Also drinking and smoking are drugs. Stopping taking them is hard. Especially if they make you feel like your live became barley bearable when taking them.
I'm not saying that this doesn't mean that thinks would be better if different but the way you post it and the quote kinda imply that it's fully their own fault for not being more clever. It's like saying "it's fully your own fault that you can't stop the addiction you have without proper help and which is one of the view thinks in your live which don't total suck". I.e. it's quite detached from the reality of how poverty, addiction and similar work.
Also just to clarify I do not mean addiction where you take super high amounts all the time. I mean the more common wide spread forms of addiction where you frequently take smallish amounts of it and just can't stop doing it. I also was somewhat imprecise as I mixed up that and escapeism in a wishi washi way.