[fbelzile]

I agree with your premise, but let's just not forget that we're humans with a limited life-span and our brains aren't used to dealing with events that happen this rarely. It's understandable why we may all have been caught off-guard. It's a "black swan" relative to our understanding of life.

[082349872349872]

MERS-CoV, Ebola, and SARS were all this century.

[HarryHirsch]

Last century was the Spanish Flu. The century before that was the Russian Flu. Viral pandemics seem to be a 100-year event, and meanwhile your bank has no trouble insisting that you carry flood insurance if you are building in the 100-year floodplain.