[pbk1]

Broader access to securities-based lending (NOT margin). Hearing a lot of people selling parts of their portfolios to fund themselves or their families during the crisis, obviously this is a very inopportune time to be liquidating. Would be a lot better if they paid a fairly nominal interest rate (2-4%) to fund their short term demands instead of being forced to sell to generate cash. Not advising people people take loans against >50% of their nest egg.