[cpv]

One reason I try to never give my card to lots of websites. If they have paypal, good. Or playstore subscription, sure. A one time/non recurring payment via a platform/provider/bank, ok.

But never the card. Reading such user horror stories, or Terms & Conditions, makes me turn around and never come back.

[sytelus]

Paypal allows canceling subscription but they have hid this link deep inside. I don't know how well that even works. Also, Paypal payment protection is basically a joke. If you get dupped by someone and try to get refund through their payment protection, you get nothing no matter how right you are. That's my first hand experience.

[varjag]

After my kid was banned on Fortnite, I filed a bunch of paypal chargebacks on Epic Games for all the packs and extensions we bought, going back like 8 months. Got all of them back.

Not to say that Paypal won't screw you over, just that it doesn't do so all the time.

[iso1210]

My understanding of paypal is that it screws people receiving money more than those paying via it.

[varjag]

I use a separate credit card for paying on dodgy services. Restaurants and small stores abroad, online payments not via PayPal, things like these.

Relatively few monthly statements on it make anything funny stand out, and it's easy to just report/cancel the card.

[cpv]

Always makes sense of having a separate card for online stuff (shop, subscriptions, etc). But having to go to the bank and renew, create a new one, the waiting lines.

Some banks have web/mobile banking where you can restrict actions/limits/transactions, so it's a good option too.

Others have virtual cards for this purpose, but these are not offered in a lot of countries (revolut, privacy, yandex money, etc).

[varjag]

I guess the amount of hassle is specific to the country. The last time I had to go to a physical branch here was… 2006 maybe?

You apply for the card online and get it in the post.

[jdxcode]

check out privacy.com

[wdb]

I never use PayPal as they still keep over thousand pound due some bullshit reason and don't want to release it. And it's pain to get to speak to a human. Currently, it's at the Financial Ombudsman