[jnfr]

I used to track everything in a spreadsheet manually and early last year finally found time to turn it into an app which pulls in my credit card transactions automatically. I still input lots of expenses manually since I'm living in a primarily cash-based society and it works great for my needs.

Not sure what your idea of "sophisticated" is, but it's definitely the opposite of a terminal-based app. It's built on a modern web stack and it's called Lunch Money (https://lunchmoney.app)!

[matt_the_bass]

Looks great! I’ve checked it out before. The primary limitation for me vs YNAB is iphone support.

I’m currently a YNAB user and I love it. There are a lot of YNAB users. They already understand the value of this type of tool. If you want to try and convert YNAB users you might want to consider a way for YNAB users to migrate to your tool.