[iends]

For personal expenses, YNAB has literally changed my life. It’s also helped my wife and I’s relationship with money and forced us to plan each month. When my wife was furloughed due to COVID19 a month ago, we knew we’d be ok because we have been planning our finances for 5+ years.

[frompdx]

Also happy with YNAB. I've used it for almost a year now. To be honest, I don't really budget down to the dollar like YNAB recommends. For example, a lot of stuff still ends up in the "stuff I forgot to budget for" bucket. However, I find it useful for general expense tracking and understanding trends in my spending. I also find it useful as a way to confirm that bills were paid, etc.

[matt_the_bass]

I’ve been very satisfied with YNAB too. It’s easy enough that even my spouse uses it. I really like having a clear picture of the budget.