[nnoitra]

Most do. Interest rates are how those that have take from those that don't legally. Banks are just the executors of the idea.

It's a very complex systematic problem. I'm not saying burn all banks let's move to the jungle and eat coconuts.

[derision]

I mean not all banks have minimum balances or any fees at all on checking accounts. Not sure what you mean by interest rates. If I have a savings account I'm getting paid interest. If I take a loan I'm paying interest in exchange for access to the capital. What exactly is the issue here?