[verylittlemeat]

Don't sign the contract and take on the debt if you can't pay it.

If the contracts are usurious and predatory then they probably will not stand up in court if challenged. Most collection agencies settle for 50-70% of the balance of a debt without question anyway.

Debt collectors have to provide proof that you know about your debts and that they are legitimate in order to enforce collection of them. If they can't do that then there is no judgment.

[a1369209993]

> If the contracts are usurious and predatory then they probably will not stand up in court if challenged.

That's exactly what netcan was saying upthread.