[maximente]

FIRE is about reducing spending.

if you're breaking even on unemployment - say $500/wk post-tax (???), then you just have to be disciplined enough to not inflate your lifestyle wildly when you land FTE.

if you make $1000 post-tax a week with a job and no spending increases, you immediately have a savings rate of 50%, which translates into working about 17 years. so you'd retire at 57.

here's the calculator i use: https://networthify.com/calculator/earlyretirement?income=50...

[subhobroto]

> FIRE is about reducing spending.

NO.

Sure, people can achieve FIRE by being frugal, but hoarding money won't get you anywhere.

It's how you use it that's important.

For example, you can also achieve FIRE by setting up cashflow sources so that you are net positive cashflow.

FIRE is about learning that your life depends on net positive cashflow and figuring out ways to achieve that.

[burntoutfire]

That's one of the approaches. But you can also live off the savings if you don't like risk.