[toomanyrichies]

I can't tell if you're being sarcastic. If you are, I applaud the subtlety.

For those nodding in agreement, ask yourself whether this line of thinking would hold up in court.

[abiogenesis]

The GP has a point though. You can't operate a hotel without a license (AirBNB), you can't run a taxi business without a license (Uber), you can't keep other people's money like a bank without a license (PayPal). The list goes on...

[vageli]

Isn't this exactly survivorship bias?

[abiogenesis]

Not exactly, but mine was a tongue-in-cheek comment anyway.