[alexmingoia]

I would keep 1-2 years worth of living expenses, then take the rest and put it in an index fund, and keep putting new savings into the index fund.

I would also move to a country with 1/4 the cost of living so that you're instantly 4x wealthier, and use the extra to take time off and enjoy life and build your own company.

[rambojazz]

He has 80K, not 80M.

[alexmingoia]

I left San Francisco to live in a country where 80K can last 6 years without working. IMO, arbitraging cost of living is the smartest thing to do with your money if you’re an engineer and can earn USD anywhere, especially since OP is single with no kids.