[parenthesis]

The world of investing is filled with a lot of bs, conflicts of interest, snake oil, fraud, and plain old incompetence.

Therefore, you need to pretty much learn enough that you could do it all yourself. At that point, you might not do it all yourself, but you'll have a decent chance of judging whether or not someone (advisor, robo-advisor, investment fund, index fund provider etc.) you delegate to knows what they are doing.

And by the way, I'm starting up a hedge fund right now. I can guarantee you an annual 20% return.

[mrbonner]

Good job! I was nodding along and almost choke to dead from laughing at your last sentence.