[CalRobert]

What do you want? How old are you/how much career do you have left to fix a screwup? How much of a catastrophe is losing everything? Are you responsible for other people's well-being? Where are you located? How do you feel about risk? What is your housing situation?

I used a similar amount to buy a very small house in cash, but this would be considered a poor move in many ways (mortgages are pretty cheap debt). It works for me, though.