[jagged-chisel]

Once the 3rd party has a copy of the data, now they can freely share it with their 'partners and associated companies.' You're helping me, yes. But you're friction for a bank and I don't know how you could possibly stay in business for the long term in that position.

[beh]

Right — curious how this company is truly doing anything different than Equifax? You’re still aggregating sensitive personal information and selling it to verifiers. What’s the long term plan to actually make a difference?

[vageli]

To offer a counter, some organizations would rather introduce friction if it limits their liability or reduces risk.