[loeg]

And it adds much more user friction, essentially requires having a logged in Google account, and may not be as accurate. Nevermind that it is outsourcing that protection to Google, who will definitely use your personal data to sell targeted ads. I don't think Stripe's fraud detection behavior is unreasonable here, and if you're willing to accept fraud liability, you're given the option to disable it (and run your own recaptcha, if you like).