[pcr0]

You're saying that an entire country doesn't deserve a new credit service because of a lack of existing credit services in that country.

1. You're ignoring middle class and well-off people in those countries. 2. Access to credit is important for developing economies. 3. Access to credit doesn't imply predatory lending, that's a separate problem in how the creditor runs their business.

[beilabs]

I'm not ignoring them at all.

I know that this service will be abused by those who need quick access to capital and it will ruin many of their lives. I don't support payday lending either, doesn't mean that it's illegal but it sure is unethical to charge high interest rates on low sums.

[kranner]

Amazon has said this is rolling out (only) to "eligible customers", so it may be restricted to the middle class.

The people that are facing starvation are not Amazon customers in the first place; they are mostly migrant labour that doesn't have a fixed address, or they live in remote areas where Amazon does not deliver.

Also, we don't know what the interest rates are, as yet.