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by engineeringwoke 2249 days ago
It's not an opinion. I'm an engineer who also trained as an economist, and I know the answers to these questions. It's just math.

It's all about the money supply. The elite want to bail out because it inflates the money supply.

You can bail in instead of bail out. Bankruptcies happen and equity holders lose, but the problem is that bankruptices reduce the money supply. Money effectively disappears when debt is restructured.

The problem we now face is that equity holders today have decided that bail outs are necessary politically. Equity is the most speculative ownership of productive capacity, but you wouldn't guess it with the way it's discussed. Wouldn't you expect that that kind of security to lose value in an unforeseen circumstance like this? The system eventually doesn't function if the government hamfistedly tries to alter price discovery to such an extent that markets stop working. That's where we are today.

So bail in. Give everyone free money. I give you an ID number and a bank account number, and I receive cash every month. That's a hell of lot simpler. Nationalize healthcare. Wouldn't a nationalized system be simpler? The lines of code per person have to be higher in a country with fifty different systems. It will cause inflation, but we don't really have a choice.

Sorry if my tone is a bit flippant, but someone has to argue for sanity here. The United States is going down a dark path in nationalizing so many USD assets. Somebody has to try to explain why.

2 comments

> It's not an opinion. I'm an engineer who also trained as an economist, and I know the answers to these questions. It's just math.

Considering how many economists seem to disagree on what the proper response here is, I highly doubt it's just math.

And regarding nationalizing healthcare... That's a whole truck full of worms, and seems unrelated to an economic recovery. Couldn't you also argue that seeing the government nationalize an entire industry would decrease entrepreneurial spirit in other industries in fear of the same thing happening there?

I'm not an academic that likes to write up econometric models with 40 years of data to make myself feel smart, so I am not so ignorant to reality.

It really is just math. Every dollar we waste today on unproductive capacities is a dollar that your children will never have.

"I'm not an academic and have real world experience, therefore I'm right"

I don't think it works like that.

In a time where economists have a lot of soul searching to do, the realists are a good place to start.
> In a time where economists have a lot of soul searching to do

This might be true, but I don't know that there's been an obviously wrong set of recommendations yet during the coronavirus crisis. Do you have an example?

> the realists are a good place to start

This is almost certainly false - at least if you're including yourself in "realists". Personally, I'd look at the heretical economists first.

> It's just math.

You seem to be missing a lot of other points from your analysis.

> The elite want to bail out because it inflates the money supply...The problem we now face is that equity holders today have decided that bail outs are necessary politically.

Let's check the numbers. Collective wealth of all the billionaires in the entire world is 8.6-8.7T USD [1]. Collective retirement and pension assets in just the US is 19.1T USD [2]. So it seems that commoners, relying on the retirement and pension assets, would benefit much more from a stock market recovery than the elites.

> Nationalize healthcare. Wouldn't a nationalized system be simpler?

Maybe yes, maybe not? UK / France / Italy / Germany / Spain all have public healthcare and have ~320M people between them, roughly the same as the US. And yet, their COVID-19 deaths are ~100K vs ~55K for the US when both the continents had fairly similar advanced warnings. Why is this simpler (and presumably better, from your tone) system producing a far worse outcome?

[1] https://en.wikipedia.org/wiki/Billionaire#Statistics [2] https://en.wikipedia.org/wiki/Pension_fund#United_States

> Let's check the numbers. Collective wealth of all the billionaires in the entire world is 8.6-8.7T USD [1]. Collective retirement and pension assets in just the US is 19.1T USD [2]. So it seems that commoners, relying on the retirement and pension assets, would benefit much more from a stock market recovery than the elites.

Pensions are not equity. Pensions also usually fall very high on the cap table, saving them from restructuring in bankruptcy.

> Maybe yes, maybe not? UK / France / Italy / Germany / Spain all have public healthcare and have ~320M people between them, roughly the same as the US. And yet, their COVID-19 deaths are ~100K vs ~55K for the US when both the continents had fairly similar advanced warnings. Why is this simpler (and presumably better, from your tone) system producing a far worse outcome?

That's not really how pandemics work for one; the Milan fashion show arguably killed tens of thousands of people as a superspreading event. The US healthcare system is terrible, whichever way you slice it (cost, infant mortality, outcomes).

> Pensions are not equity. Pensions also usually fall very high on the cap table

I am talking about pension funds which have to invest their money in something, with public stock market being an obvious choice for such investments.