[PHPAdam]

Let me try and explain my maths, previously the fee where £100/£50 (M/F) income of £150. So they will have to increase F fee, so it will be (£100/£100) income of £200. Due to competition someone will then lower their fee to be (£75/£75) back again to £150 income.

So in the long run, my statement stands, it will cost me less.

[rcotton]

I think you are seriously over-estimating the level of true competition in the UK Car Insurance Market. (hint; there are almost certainly less actual distinct insurance providers than you think...)

[PHPAdam]

Yer, Just a few: http://www.gocompare.com/insurance-companies/

Their may have the same under-writers who set the same rates for every broker. Its the brokers were the competition is.

[Roridge]

That is why I put it in quotes. They "can but wont" which translates to "We can't because insurance for men costs more because of the statistics [showing men have more claims therefore have to pay higher premiums]". Given that rule of thumb they will increase females premiums to make them equal.

Not only have I worked for insurance companies, but if I ran one, this is exactly what I would do if I was told everyone had to be treated equally. How can I charge men less if I know that they are going to make more claims?