N95s, properly fitted, can actually significantly reduce your exposure risk to outside pathogens, so don't futz with those. Cloth/homemade masks do not meaningfully stop incoming viral particles, but will prevent your saliva from going ballistic whenever you speak; those are meant to protect others from you, in particular if you're asymptomatic and thus don't even know it.
A properly fitted N95 shouldn't be removed unless you're ready to take it off completely and throw away. Seen a lot of people basically ruin those by repeteadly putting on/off, touching the filter, placing them under the chin, etc.
What's more, deciding to wear an N95 should be done if you're sure you're going to be on a high exposure area, and/or wear said mask for extended periods of time (think in hours, 4 to 8 hours).
If you're not a healthcare, or essential worker in a high risk situation, you should consider donating your N95s.
Edit: last paragraph, read as "in general", not particularly directed to P, but partly to GP.