[vgurgov]

so what about if next study will show that statistically afro-american drivers are more or less risky that others? still fine to have different rates for them???

I dont know much about how car insurance are calculated but if their formulas still have some gender discrimination - this should be banned.

[stuartjmoore]

The real question is: what makes a group okay to "discriminate" against?

Is it my driving experience (i.e. age)? How many incidents I have had? My ability to afford a safe car or live in a nice area?

Where are we allowed to draw the line?

[michaelcampbell]

Why is gender protected? You seem to be perfectly ok with discriminating on age (experience) and where you live.