[agilebyte]

Banks paid sanctions for failing to do due diligence on loan applications, that's what the banks want to avoid this time round.

[Klinky]

Wouldn't their value add here be that they can quickly do due diligence and expedite these loans given their expertise in the field?

Seems you're extolling their ability to perform quickly, while also excusing away their inability to perform quickly.

[agilebyte]

They perform faster than the government and have the expertise to deal with businesses. Compared to 2008, I see their role as "good guys" this time round.