[Saaster]

At the end of each PPP application with your bank, you get the same SBA PPP form to sign as the SBA has publicized on their web page. You then have to sign and pinkie swear that the funds are necessary and going to payroll.

The banks are doing jack shit in terms of useful work except shoveling application's SBA's way, with the SBA being the ultimate approver of the loan anyway! Bank are just in middle and limiting applications to their existing customers for no good reason whatsoever.