[toomuchtodo]

Money buys options. Options are freedom. Don’t let others gate you unnecessarily. We all operate in a physical world that doesn’t care about credentials as long as you adhere to the laws of physics (caveat aside for professionals that require credentials by law, such as the medical profession and such).

Going to school in another country that’s more reasonable about costs (Europe comes to mind) is also an option.

Consider more efficient paths to the end state you desire is all I’m suggesting.

[t-writescode]

Or honestly state colleges. There's some really great state colleges in the US and they're far less expensive than some of the other options out there.