[pencilcode]

This is simplistic. The problem is not money per se, the problem is the hoarding of it. Would you hoard oranges? No, because they would go bad. What happens when you hoard toilet paper for example? Other people can’t have it. What happens when you hoard money? Other people can’t buy oranges, apples, etc. they have a lower quality of life. The problem is then that the current systems puts very little control on this hoarding and 99% of humanity is worse off.