[urthen]

Unless Cryptocurrency is as easy and safe to get & spend as traditional currency, "everybody uses cryptocurrency" ain't gonna happen. If someone steals from my online bank, I'm insured against loss. If someone steals from my online crypto wallet account, I'm out of luck (and a ton of money).

(insert "it's your fault for trusting other companies with your wallet!" comment from the crypto kiddies here)

Keeping your crypto wallet in off-network storage and having to dig it out to spend money or whatever is the digital equivalent of keeping stacks of cash under your mattress. Does it work for some people? Sure. But don't pretend it's what the average person wants to do.