[sho]

> ~$30 with the actual exchange rate, compared to about ~$14 for Transferwise

I have never seen this (TW user here too!) and I transfer money pretty often. Are you sure the exchange rate was the same? Because that's how they get you - a fairly minimal charge (your $30, or often "free") but then pad out the exchange rate in their favour, sometimes up to 5%(!)

Or maybe you just have a really excellent bank. None of mine even come close. Hell, I've used TW to move between currencies in the same bank account because of the clip the fuckers wanted for the privilege of moving some numbers from column A to column B.

[eternauta3k]

> I've used TW to move between currencies in the same bank account

How do you do this? Last I tried, TW didn't let me choose currencies (it used the default currency for the source/destination country)

[sho]

It was SGD to USD and you're able to use SWIFT to any country for USD (so I just pointed it at the same Singapore bank). It was slightly more expensive but still less than DBS was going to charge.

It would definitely be nice if they opened that up a bit, plenty of countries these days can do multi-currencies.

[0xfaded]

Yep, the rate I got was equal to what ddg showed me, unless they're in on the scheme as well.