[michaelcampbell]

I /think/ this may depend on the mechanism used to move the money. Do ACH transfers incur NSF/Overdraft fees, or do they simply get rejected?

[nkassis]

Yes, it's similar to a check at least that what I understood from my bank when it happened in the past.

[gclaramunt]

Is it's a big US Bank, assume you'll always get hit by some fee...