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Bad shit happens to a minority of people every day, permanently disrupting their lives and forcing them to abandon long-term plans. The majority remain oblivious and see an enduring status quo.

Suddenly a Black Swan craps on everyone at once, and a great many people are whining 'why is this happening to me' and 'when will someone fix this so I can go back to my routine'.

Guess what? Your routine is probably fucked. Throw it out, get used to the new normal, and accept that no one knows how to fix this (yet?), just like every other time we get hit by a context-changing problem.

Of course some people get too attached to their context, and those who come later and find their remains might label such events as 'out-of-context problems'...