Is the difference going to be 5% or 30% annual? Big difference IMO. If you are holding out cause you think you are going to get an extra 30% (and it is a realistic expectation) then that's a different calculus then if you are holding out for an extra 5%.
5% annual is most likely < $1000 per month, so holding out for that and risking your savings seems a little reckless when it is unnecessary. Everyone's risk tolerance is different, so maybe not for your situation. For a guy raising a family that is a high risk, but for a single person with no kids that is different math.
If the difference is in the equity/grants side of the equation (and not the cash side) it could be very different but I'd still say risking an off public market to try and maximize over < 10% seems non-ideal.
I honestly have no clue. I'm slotted as L4/E4 at both companies. I'm single and am in NYC paying $50/day at an Airbnb but can cancel that and move back in with my parents whenever
So yeah I'm not really concerned with falling flat on my face, it just feels like a waste of time with quarantine and all. Doesn't feel like a vacation anymore
5% annual is most likely < $1000 per month, so holding out for that and risking your savings seems a little reckless when it is unnecessary. Everyone's risk tolerance is different, so maybe not for your situation. For a guy raising a family that is a high risk, but for a single person with no kids that is different math.
If the difference is in the equity/grants side of the equation (and not the cash side) it could be very different but I'd still say risking an off public market to try and maximize over < 10% seems non-ideal.
Just my 2 cents.