[jmm]

I hope you realize that the Cardpool marketplace requires sellers who aren't happy (or aren't wanting to redeem) the gift cards they have in hand. And they take a loss, of sorts, for you to get your discount. That doesn't happen with cash.

I'll also say that I'm glad Carpool exists to limit breakage to some extent, but I'd be much happier if gift cards were gone altogether. Your discount notwithstanding...