[darkteflon]

This is fascinating. I’d always assumed that these open banking platforms had to go through a protracted period of relationship-building and negotiation with financial institutions, but you’re saying the most common approach is scraping? Is this how, e.g., Plaid does it?

[ampdepolymerase]

Correct. And not just for banking either. For financial brokerage APIs, a lot work the same way.

[darkteflon]

That is ... absolutely bonkers.

Thanks for your insight.