Hacker News new | ask | show | jobs
by Melting_Harps 2267 days ago
> Whataboutism does not strengthen your own position.

Granted, but what you may fail to see is that Cryptocurrency is reactionary to the blatant corruption that has been normalized, the very same beahviour that the poster decries is plaguing Cryptocurrenices without providing much of an argument.

When in reality, currencies like Bitcoin continue to follow the Network's protocol that it derives its value from and has not detracted from it, despite the continuous polemics and external threats and attacks.

Sucks in what way exactly?

Because this is always a point of contention for most of its detractors. They aggregate all Cryptocurrencies into a single group, which is absurd.

Telling me how easy it is to lose a private key, thus your ability to move your funds, may be a valid point to your argument as functional (read: entirely fool-proof) key storage is still why I think its not ready for global mainstream use, in my opinion; but telling me about how a celebrity influencer Marketed alt/ICO didn't 1000x overnight as projected and instead crashed and burned as the creators absconded with the money that you read a blurb on techcrunch's twitter account is not.

Because from where I'm standing: I continue to have access to a low cost, friction-less token on an immutable ledger operating on the World's most secure Network on my phone, that I can use anywhere with wifi, and I can pay anyone who currently accepts Bitcoin and it operates 24/7 without anyone's permission.

And I can program it to do various things on top of that should I need it to, with built in trustless systems; and is also one that I can use to divide my unit of currency to 8 decimal points and still be able to operate on said network(s).

All of which incentivizes not only fair commerce and a real usecase for triple bottom line accounting, as it spurs on renewable energy as its main source as it continues to grow but also allows for previously marginalized/undocumented people into an economic system to be on boarded; unlike the exclusionary, war and fossil fueled driven fiat based system that is used to props up the Institutions I think we all know have outlived their purpose.

2 comments

> Sucks in what way exactly?

You can't really use them as currencies. They're too unstable. Cryptocurrency transactions are taxable events in the US. That alone is too much of hassle to make them worthwhile.

They're usually backed by nothing, which makes them a purely speculative risk asset. The most stable coins are backed, ironically, by fiat. Sometimes with fractional reserve. I've looked into crypto backed by precious metals, but liquidity is awful.

So they're useless as currencies, they're useless as a hedge, the only use for cryptocurrency is to speculate on cryptocurrency.

> Because from where I'm standing: I continue to have access to a low cost, friction-less token on an immutable ledger operating on the World's most secure Network on my phone, that I can use anywhere with wifi, and I can pay anyone who currently accepts Bitcoin and it operates 24/7 without anyone's permission.

Yes, that's the gimmick. I get it.

> And I can program it to do various things on top of that should I need it to, with built in trustless systems

All your "trustless" system can do is shift around entries on digital ledgers. That's not that useful. Most systems require some degree of real world trust and accountability.

For example, how does cryptocurrency deal with fraud and theft? Quite poorly, if you ask me.

> All of which incentivizes not only fair commerce and a real usecase for triple bottom line accounting, as it spurs on renewable energy as its main source as it continues to grow but also allows for previously marginalized/undocumented people into an economic system to be on boarded

I don't see any evidence that it actually does that. Sounds more like wishful thinking.

> So they're useless as currencies

Maybe to you, just like the INR is useless to you as a currency (because you don't live in India). Many people do use Bitcoin as currency, and transact with it every day.

> Maybe to you, just like the INR is useless to you as a currency (because you don't live in India).

Apples and Oranges.

> Many people do use Bitcoin as currency, and transact with it every day.

Do they really? To buy what? Other cryptocurrencies?

Virtually nobody accepts Bitcoin as a currency. Some shops accept Bitcoin as the vehicle for transactions in USD or EUR, or whatever. They use services like Bitpay, who pay out in ordinary currencies. Prices are calculated based on the Bitcoin market price in ordinary currencies - plus a markup for volatility and transaction fees, which is generally more expensive than just using the ordinary currencies themselves.

That's not Bitcoin being used like a currency, that's Bitcoin being used like a payment provider, like PayPal. Millions of people transact with PayPal every day, but PayPal is not a currency.

Of course, that one time some guy bought a Pizza or even a House with Bitcoin. That's Bitcoin being used "like a currency". Exceptions to the rule.

> Virtually nobody accepts Bitcoin as a currency. Some shops accept Bitcoin as the vehicle for transactions in USD or EUR, or whatever. They use services like Bitpay, who pay out in ordinary currencies. Prices are calculated based on the Bitcoin market price in ordinary currencies - plus a markup for volatility and transaction fees, which is generally more expensive than just using the ordinary currencies themselves.

I mean if you just want to ignore the fact that all over Europe, you can pay rent, buy groceries, and live your life solely by using bitcoin, then I guess there's no arguing with you. You live in your own little bubble.

> I mean if you just want to ignore the fact that all over Europe, you can pay rent, buy groceries, and live your life solely by using bitcoin, then I guess there's no arguing with you.

That's a massive exaggeration. I can guarantee you 99.99% of landlords will not accept Bitcoin as payment. Most major stores will not accept Bitcoin.

Are there a couple of hipster places in major cities that may accept Bitcoin? Sure, presumably you can waste your money exclusively dining and shopping there, if that's your thing.

Pretty much nobody is going to do that in their daily life though, except to write one of these "I lived only on Bitcoin for a month" blog posts. That's because Bitcoin sucks as a currency. Right now, a single transaction to go through in about ten minutes will cost almost a dollar. It's just not practical.

Of course you can also get one of these Bitcoin credit cards and pay almost everywhere in the whole world. Again, that's not Bitcoin used a currency, that's Bitcoin used as a gimmick payment platform.

> You live in your own little bubble.

I suspect the same of you.

Look into Bitpay and others. Square has it built in too. It's rare but it's around. Look for the sticker next to Visa, MasterCard. Ever head of Diners Club? Ever heard of buying a sandwich with stock shares? Me either.
And I literally virtually buy things online with BTC (not drugs unfortunately)
The 'fiat' system of floated currencies is able to adapt and change to changing economic circumstances, and be managed to keep the economy ticking over, preventing either the under or over abundance of currency by managing the supply.

In contrast cryptocurrency is fixed, static and inflexible, hampers new entrants to the economy in favour of those with established wealth, and would likely lead to the same stunted, constrained economic circumstances we can see from history, worsen crashes, and generally create the same conditions that lead to abandonment of systems like the gold standard in the past.

It's the future they chose.

You can't both clamp down on freedom, and then complain when people pick other alternatives.