[skulpter]

Are clothes meant to “make money for manufacturers” or “provide warmth for people”

Is food meant to “make money for producers” or “provide nutrition for people”

None of these things are mutually exclusive. Otherwise, where do you draw the line?

[officemonkey]

The problem is "Housing" is not simply a consumable like food or (mostly) clothes.

The owner can consume the housing or rent it. But if it's not used to house people, then is it really housing? Or just real estate?