[C1sc0cat]

None of those comments really help explain why the bottle necks.

If the form has to go into a mainframe well just set up an asynconous Queue

[macintux]

Validation is the problem. If someone thinks they’ve successfully applied, rejecting them asynchronously is often worse than not letting them apply in the first place.

[llampx]

The government generally has no problem with rejecting filed claims after review.

[macintux]

I’m sure, but there’s still, I’d wager, an order of magnitude difference between the paperwork rejected now and that if users were unable to receive immediate feedback in order to correct their input.