[yulaow]

I am willing to bet more than 50% of people have not enough saving for a crisis long 8-12 months

[jawns]

More than 50% of Americans making less than $50K say they can't afford to miss a single paycheck.

About 30% say they have absolutely zero emergency savings.

I would expect that the number of working Americans with emergency savings to cover even six months of expenses is fewer than 1 in 10.

Granted, there are options such as HELOC, tapping 401k, etc.

But most of us are grasshoppers, not ants.

Granted,

[rdthree]

That’s an easy prediction I think nearly half of Americans don’t have 500 in savings. That number is 80-90%