Hacker News new | ask | show | jobs
by tetromino_ 2286 days ago
In Germany, does your health insurance cost >$600 per month for 1 person if your employer or government doesn't subsidize it (for example, if you are self-employed and earning more than minimum wage from it)?

Because that's the case in the US.
4 comments
NicoJuicy 2286 days ago
7,4 € per month for everyone ( Belgium)

https://www.cm.be/lid-worden/cm-bijdrage

Eg. Going to a doctor for a blood check costs 1€, 14€ is paid by the insurer

link
martin_a 2286 days ago
Nah, it doesn't.

There are upper limits for the national health insurance which is based on a fixed percentage of your monthly income. I've passed that border this year (earning around 66 k€/year) and from now on, I will not have to pay more, so my procentual share actually goes down from now on.

If I'd marry now, my wife and any children would also be covered by my percentage, it's called "family insurance". Pretty fair after all. (Some limitations apply, but if my wife would stop working, she would be covered through my insurance.)

link
t0mas88 2286 days ago
Similar to Germany here: Insurance costs around € 100 per month per adult, kids under 18 are free. If you have a low income (below roughly 40k per year) you effectively pay less all the way down to zero (if your income is below about 14k per year), because the government pays part of your premium for you.
link
Faark 2286 days ago
> 100€/month/adult

God I wish, it's about double that [0]: 162€ (health insurance) + 32€ (statutory nursing care insurance) for those making ~1k€/month or less. Not counting any gov support. Btw ~870€ seems to be the max, if you earn ~4700€/month or more.

And from what I remember there is a way to opt out of the public system and switch to private insurance, but this is kind of discouraged by being hard to switch back and requiring significant income in the first place.

> (german) https://www.tk.de/techniker/leistungen-und-mitgliedschaft/in...

link
sumofi 2286 days ago
Mine costs around 700. But that's based on my salary. I hit the upper limit.

It is always reasonable and affordable.

link
bcrosby95 2286 days ago
Yeah, I have 3 kids, and my employer pays $3k/month for our health insurance.
link
martin_a 2286 days ago
In Germany? I doubt it.
link