[gambiting]

Oh, so just like unemployment benefits then. It's not actually an insurance you need to purchase beforehand.

[bumby]

It’s insurance paid by employers to the government through a tax.

[gambiting]

So....it's the same thing? It's just in UK you don't call it insurance. But it's also paid from taxes

[bumby]

I don’t know why it’s called “insurance” other than I suspect it removes some of the entitlement stigma associated with it