[ProAm]

That needed to be done in January to be on the upside of this

[rwol]

I don't mean as an investment per se, just as a more reliable store of money.

[ProAm]

Just like anything else, diversify to reduce variance. But global catastrophes are hard to 1) see in advance and 2) do anything about because you're still buy trying to live your normal life without day to day concerns about solvency.