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by lookingforsome 2282 days ago
Can you explain like I'm five how you plan to perform this tax loss harvesting for years to come?
1 comments

As far as I know US tax law (I've never dealt with US tax, so grab yourself a salt shaker):

When you sell a stock for less than you bought it (like if you sell something right now that you bought less than 3 years ago) you can subtract that from your capital gains taxes. This works even when you turn around an immediately buy something similar (but not the same, you'll have to wait a month to buy the same thing back).

There is a limit to the amount of tax losses you can claim for a given year, but you can claim the rest of your losses in the years to come.

I'm not sure if you'll actually come out ahead, since everything you buy today will have a lower cost basis and thus will increase your capital gains taxes in the future.

For now, wait and see if I just invoked Cunningham's Law. :)