[berryjerry]

This is exactly the opposite of speculation causing the crisis. If everyone stops working things stop getting produced and thus companies don't have any value to own. Problem is, people and companies still need necessities like food, water, power, rent, or loans. Some things may be able to be delayed but necessities can't. Now this causes a recession because even if the government printed money people still don't want to spend it on most ofthe companies that make up the stock market. If the stock market was made up of all farmers and hand sanitizer companies then the stock market would go up but it isn't.