[murraybhenson]

The company, Construction Materials Inc, that supplied Bob's Drywall Supply should accept a delay in payment. In order to ensure payment comes as quickly as possible, an order block (no new orders are accepted from Bob's) or a shipping block (orders are accepted but not shipped) or both are placed on Bob's account.

Now, of course, what of Construction Materials, Inc? Surely they buy the raw materials from someone and ...so on. Everyone does - or should do - the same: don't adjust the terms, simply accept that the past due items are past due and will be paid a bit later than normal.

Eventually it will hit a bank or large financial institution, and they ought to do the same: accept the situation and wait. It's costly when businesses go bankrupt and everyone knows that this situation is affecting everyone else and will blow over in about six weeks.

[IgorPartola]

At some point it hits Joe the employee and he can’t wait 6 months to get paid because he lives paycheck to paycheck and will starve by then. Overall you are right until it comes to individuals. A dry wall supplier can close its doors for six months and their products will t go bad. Joe the employee can’t just not eat for six months. If we do this systematically we would arrive at UBI. We would also need to delay all tax collection and so forth.