[nl]

I thought it was obvious I was talking about financial institutions

It's not obvious at all.

The comment you were replying to said "can't pay the booze suppliers" so it's pretty clear they we using the normal business definition of creditor.

[anigbrowl]

As normality is restored, they will have new opportunities during the ensuing large scale financial restructuring.

[nl]

Yes, creditors restructure payment schedules all the time.